Total monthly cost of ownership
Cost to Own a Home in Camilla, Georgia
A $74,000 home here costs
$761per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $380. The real number is $381 higher every month — 100% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Camilla against Mitchell County and Georgia
| Measure | Camilla | Mitchell County |
|---|---|---|
| Median home value | $74,400 | $105,500 |
| Median property tax | $921 | $1,347 |
| Effective tax rate | 1.238% | 1.277% |
| Median gross rent | $785 | $776 |
| Population | 5,158 | 21,441 |
The weather behind that power bill
Camilla sits in Mitchell County, which averages a high of 90.4°F in its hottest month and a low of 37.7°F in its coldest, with 51.57" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,304 cooling and 1,921 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Mitchell County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Mitchell County
Full Mitchell County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Camilla?
A $74,000 home in Camilla, Georgia costs approximately $761 per month with 20% down at 6.66%. That is $380 principal and interest, $76 property tax, $32 homeowners insurance, $210 utilities and $62 set aside for maintenance.
What is the property tax rate in Camilla?
Camilla has an effective property tax rate of 1.238%, based on a median home value of $74,400 and median real estate taxes of $921. That is lower than the Mitchell County average of 1.277%.
What is the average home price in Camilla?
The median owner-occupied home value in Camilla, Georgia is $74,400, against $105,500 across Mitchell County.
Is it cheaper to rent or buy in Camilla?
Median gross rent in Camilla is $785 a month, against $761 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Camilla — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.