Cost to Own
United StatesOhioGuernsey CountyByesville Population 2,220 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Byesville, Ohio

A $94,000 home here costs

$925

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $483. The real number is $442 higher every month — 91% more than the payment most buyers budget for.

Byesville median: $93,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $75,200 borrowed $483
Property tax1.085% effective rate for Byesville itself $85
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $35
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $78
Total monthly $925

Byesville against Guernsey County and Ohio

MeasureByesvilleGuernsey County
Median home value$93,800$154,100
Median property tax$1,018$1,561
Effective tax rate1.085%1.013%
Median gross rent$761$803
Population2,22038,283

The weather behind that power bill

Byesville sits in Guernsey County, which averages a high of 85.1°F in its hottest month and a low of 20.7°F in its coldest, with 41.32" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 883 cooling and 5,324 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Guernsey County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Guernsey County

Full Guernsey County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Byesville?

A $94,000 home in Byesville, Ohio costs approximately $925 per month with 20% down at 6.66%. That is $483 principal and interest, $85 property tax, $35 homeowners insurance, $243 utilities and $78 set aside for maintenance.

What is the property tax rate in Byesville?

Byesville has an effective property tax rate of 1.085%, based on a median home value of $93,800 and median real estate taxes of $1,018. That is higher than the Guernsey County average of 1.013%.

What is the average home price in Byesville?

The median owner-occupied home value in Byesville, Ohio is $93,800, against $154,100 across Guernsey County.

Is it cheaper to rent or buy in Byesville?

Median gross rent in Byesville is $761 a month, against $925 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Byesville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology