Cost to Own
United StatesFloridaLee CountyBurnt Store Marina Population 2,201 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Burnt Store Marina, Florida

A $386,000 home here costs

$2,992

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,984. The real number is $1,008 higher every month — 51% more than the payment most buyers budget for.

Burnt Store Marina median: $386,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $308,800 borrowed $1,984
Property tax0.773% effective rate for Burnt Store Marina itself $249
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $233
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $322
Total monthly $2,992

Burnt Store Marina against Lee County and Florida

MeasureBurnt Store MarinaLee County
Median home value$386,300$326,300
Median property tax$2,985$2,699
Effective tax rate0.773%0.827%
Median gross rent$3,069$1,597
Population2,201792,692

The weather behind that power bill

Burnt Store Marina sits in Lee County, which averages a high of 91.7°F in its hottest month and a low of 54.3°F in its coldest, with 57.41" of precipitation a year and 51% of it in a single three-month stretch. That climate drives 4,046 cooling and 252 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Lee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lee County

Full Lee County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Burnt Store Marina?

A $386,000 home in Burnt Store Marina, Florida costs approximately $2,992 per month with 20% down at 6.66%. That is $1,984 principal and interest, $249 property tax, $233 homeowners insurance, $204 utilities and $322 set aside for maintenance.

What is the property tax rate in Burnt Store Marina?

Burnt Store Marina has an effective property tax rate of 0.773%, based on a median home value of $386,300 and median real estate taxes of $2,985. That is lower than the Lee County average of 0.827%.

What is the average home price in Burnt Store Marina?

The median owner-occupied home value in Burnt Store Marina, Florida is $386,300, against $326,300 across Lee County.

Is it cheaper to rent or buy in Burnt Store Marina?

Median gross rent in Burnt Store Marina is $3,069 a month, against $2,992 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Burnt Store Marina — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology