Total monthly cost of ownership
Cost to Own a Home in Burlington, North Dakota
A $238,000 home here costs
$1,930per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,224. The real number is $706 higher every month — 58% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Burlington against Ward County and North Dakota
| Measure | Burlington | Ward County |
|---|---|---|
| Median home value | $237,800 | $259,100 |
| Median property tax | $2,585 | $2,785 |
| Effective tax rate | 1.087% | 1.075% |
| Median gross rent | $988 | $1,000 |
| Population | 1,169 | 69,232 |
The weather behind that power bill
Burlington sits in Ward County, which averages a high of 83.8°F in its hottest month and a low of 4.4°F in its coldest, with 16.71" of precipitation a year and 54% of it in a single three-month stretch. That climate drives 552 cooling and 8,382 heating degree days, which is what sets the $122 electricity line above.
See the full climate breakdown for Ward County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Ward County
Full Ward County cost breakdown · Every county in North Dakota
Common questions
How much does it cost to own a home in Burlington?
A $238,000 home in Burlington, North Dakota costs approximately $1,930 per month with 20% down at 6.66%. That is $1,224 principal and interest, $216 property tax, $102 homeowners insurance, $190 utilities and $198 set aside for maintenance.
What is the property tax rate in Burlington?
Burlington has an effective property tax rate of 1.087%, based on a median home value of $237,800 and median real estate taxes of $2,585. That is higher than the Ward County average of 1.075%.
What is the average home price in Burlington?
The median owner-occupied home value in Burlington, North Dakota is $237,800, against $259,100 across Ward County.
Is it cheaper to rent or buy in Burlington?
Median gross rent in Burlington is $988 a month, against $1,930 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Burlington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for North Dakota.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.