Cost to Own
United States › Kansas › Coffey County › Burlington Population 2,615 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $524 a month in taxes, insurance, utilities and upkeep. See the full Coffey County picture

Total monthly cost of ownership

Cost to Own a Home in Burlington, Kansas

A $134,000 home here costs

$1,255

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $54,000 a year.

P&I 58%Tax 10%Insurance 6%Utilities 16%Upkeep 9%

A standard mortgage calculator would have told you $731. The real number is $524 higher every month, 72% more than the payment most buyers budget for.

Compare Coffey County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Burlington from a five-year rolling sample, and with about 2,615 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Coffey County figures are drawn from a far larger sample if you want a steadier number.

Burlington median: $134,100
Under 20% adds PMI
Freddie Mac PMMS
KS average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $107,200 borrowed $731
Property tax1.171% effective rate for Burlington itself $131
Homeowners insuranceKansas averages $1,491/yr (NAIC), or 0.7% of home value $78
Electricity15.47ยข/kWh, Kansas residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $112
Total monthly $1,255

Burlington against Coffey County and Kansas

MeasureBurlingtonCoffey County
Median home value$134,100$139,500
Median property tax$1,570$1,618
Effective tax rate1.171%1.160%
Median gross rent$837$842
Population2,6158,304

The weather behind that power bill

Burlington sits in Coffey County, which averages a high of 90.2°F in its hottest month and a low of 19.2°F in its coldest, with 37.18" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 1,527 cooling and 4,839 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Coffey County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Coffey County

No other places of this size are published in Coffey County.

Full Coffey County cost breakdown · Every county in Kansas

Talk to someone who works this market

These are Burlington averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Burlington every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Burlington I already own here and may sell

Common questions

How much does it cost to own a home in Burlington?

A $134,000 home in Burlington, Kansas costs approximately $1,255 per month with 20% down at 7.24%. That is $731 principal and interest, $131 property tax, $78 homeowners insurance, $204 utilities and $112 set aside for maintenance.

What is the property tax rate in Burlington?

Burlington has an effective property tax rate of 1.171%, based on a median home value of $134,100 and median real estate taxes of $1,570. That is higher than the Coffey County average of 1.160%.

What is the average home price in Burlington?

The median owner-occupied home value in Burlington, Kansas is $134,100, against $139,500 across Coffey County.

Is it cheaper to rent or buy in Burlington?

Median gross rent in Burlington is $837 a month, against $1,255 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Burlington?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Burlington, Kansas at today's rate takes a household income of roughly $54,000 a year. That covers the full $1,255 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Burlington, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Kansas.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology