Total monthly cost of ownership
Cost to Own a Home in Bunnell, Florida
A $248,000 home here costs
$2,001per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,275. The real number is $726 higher every month — 57% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bunnell against Flagler County and Florida
| Measure | Bunnell | Flagler County |
|---|---|---|
| Median home value | $247,800 | $333,400 |
| Median property tax | $1,980 | $2,628 |
| Effective tax rate | 0.799% | 0.788% |
| Median gross rent | $1,228 | $1,687 |
| Population | 3,511 | 121,710 |
The weather behind that power bill
Bunnell sits in Flagler County, which averages a high of 87.8°F in its hottest month and a low of 49.2°F in its coldest, with 51.44" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 3,143 cooling and 792 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Flagler County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Flagler County
Full Flagler County cost breakdown · Every county in Florida
Common questions
How much does it cost to own a home in Bunnell?
A $248,000 home in Bunnell, Florida costs approximately $2,001 per month with 20% down at 6.66%. That is $1,275 principal and interest, $165 property tax, $150 homeowners insurance, $204 utilities and $207 set aside for maintenance.
What is the property tax rate in Bunnell?
Bunnell has an effective property tax rate of 0.799%, based on a median home value of $247,800 and median real estate taxes of $1,980. That is higher than the Flagler County average of 0.788%.
What is the average home price in Bunnell?
The median owner-occupied home value in Bunnell, Florida is $247,800, against $333,400 across Flagler County.
Is it cheaper to rent or buy in Bunnell?
Median gross rent in Bunnell is $1,228 a month, against $2,001 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bunnell — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.