Total monthly cost of ownership
Cost to Own a Home in Bull Run Mountain Estates, Virginia
A $627,000 home here costs
$4,533per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $3,223. The real number is $1,310 higher every month — 41% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bull Run Mountain Estates against Prince William County and Virginia
| Measure | Bull Run Mountain Estates | Prince William County |
|---|---|---|
| Median home value | $626,700 | $500,600 |
| Median property tax | $4,883 | $4,910 |
| Effective tax rate | 0.779% | 0.981% |
| Median gross rent | — | $2,002 |
| Population | 1,582 | 484,625 |
The weather behind that power bill
Bull Run Mountain Estates sits in Prince William County, which averages a high of 88.0°F in its hottest month and a low of 28.3°F in its coldest, with 41.03" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,512 cooling and 4,002 heating degree days, which is what sets the $158 electricity line above.
See the full climate breakdown for Prince William County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Prince William County
Full Prince William County cost breakdown · Every county in Virginia
Common questions
How much does it cost to own a home in Bull Run Mountain Estates?
A $627,000 home in Bull Run Mountain Estates, Virginia costs approximately $4,533 per month with 20% down at 6.66%. That is $3,223 principal and interest, $407 property tax, $154 homeowners insurance, $226 utilities and $523 set aside for maintenance.
What is the property tax rate in Bull Run Mountain Estates?
Bull Run Mountain Estates has an effective property tax rate of 0.779%, based on a median home value of $626,700 and median real estate taxes of $4,883. That is lower than the Prince William County average of 0.981%.
What is the average home price in Bull Run Mountain Estates?
The median owner-occupied home value in Bull Run Mountain Estates, Virginia is $626,700, against $500,600 across Prince William County.
Is it cheaper to rent or buy in Bull Run Mountain Estates?
Rent data is not published for Bull Run Mountain Estates at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bull Run Mountain Estates — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.