Total monthly cost of ownership
Cost to Own a Home in Buena Vista, Georgia
A $92,000 home here costs
$890per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $473. The real number is $417 higher every month — 88% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Buena Vista against Marion County and Georgia
| Measure | Buena Vista | Marion County |
|---|---|---|
| Median home value | $92,000 | $122,100 |
| Median property tax | $1,075 | $860 |
| Effective tax rate | 1.168% | 0.704% |
| Median gross rent | $610 | $717 |
| Population | 1,966 | 7,474 |
The weather behind that power bill
Buena Vista sits in Marion County, which averages a high of 92.9°F in its hottest month and a low of 38.2°F in its coldest, with 48.82" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,534 cooling and 1,942 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Marion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Marion County
No other places of this size are published in Marion County.
Common questions
How much does it cost to own a home in Buena Vista?
A $92,000 home in Buena Vista, Georgia costs approximately $890 per month with 20% down at 6.66%. That is $473 principal and interest, $90 property tax, $40 homeowners insurance, $210 utilities and $77 set aside for maintenance.
What is the property tax rate in Buena Vista?
Buena Vista has an effective property tax rate of 1.168%, based on a median home value of $92,000 and median real estate taxes of $1,075. That is higher than the Marion County average of 0.704%.
What is the average home price in Buena Vista?
The median owner-occupied home value in Buena Vista, Georgia is $92,000, against $122,100 across Marion County.
Is it cheaper to rent or buy in Buena Vista?
Median gross rent in Buena Vista is $610 a month, against $890 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Buena Vista — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.