Total monthly cost of ownership
Cost to Own a Home in Bucyrus, Ohio
A $122,000 home here costs
$1,145per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $627. The real number is $518 higher every month — 83% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bucyrus against Crawford County and Ohio
| Measure | Bucyrus | Crawford County |
|---|---|---|
| Median home value | $122,000 | $123,600 |
| Median property tax | $1,526 | $1,509 |
| Effective tax rate | 1.251% | 1.221% |
| Median gross rent | $735 | $761 |
| Population | 11,619 | 41,767 |
The weather behind that power bill
Bucyrus sits in Crawford County, which averages a high of 85.6°F in its hottest month and a low of 20.5°F in its coldest, with 38.52" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,010 cooling and 5,592 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crawford County
No other places of this size are published in Crawford County.
Common questions
How much does it cost to own a home in Bucyrus?
A $122,000 home in Bucyrus, Ohio costs approximately $1,145 per month with 20% down at 6.66%. That is $627 principal and interest, $127 property tax, $45 homeowners insurance, $243 utilities and $102 set aside for maintenance.
What is the property tax rate in Bucyrus?
Bucyrus has an effective property tax rate of 1.251%, based on a median home value of $122,000 and median real estate taxes of $1,526. That is higher than the Crawford County average of 1.221%.
What is the average home price in Bucyrus?
The median owner-occupied home value in Bucyrus, Ohio is $122,000, against $123,600 across Crawford County.
Is it cheaper to rent or buy in Bucyrus?
Median gross rent in Bucyrus is $735 a month, against $1,145 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bucyrus — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.