Cost to Own
United StatesGeorgiaBryan CountyBuckhead Population 4,640 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Buckhead, Georgia

A $441,000 home here costs

$3,320

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,267. The real number is $1,053 higher every month — 46% more than the payment most buyers budget for.

Buckhead median: $441,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $352,800 borrowed $2,267
Property tax0.772% effective rate for Buckhead itself $284
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $191
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $368
Total monthly $3,320

Buckhead against Bryan County and Georgia

MeasureBuckheadBryan County
Median home value$441,400$317,100
Median property tax$3,408$2,501
Effective tax rate0.772%0.789%
Median gross rent$1,584
Population4,64046,681

The weather behind that power bill

Buckhead sits in Bryan County, which averages a high of 92.3°F in its hottest month and a low of 40.0°F in its coldest, with 48.12" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 2,596 cooling and 1,675 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Bryan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bryan County

Full Bryan County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Buckhead?

A $441,000 home in Buckhead, Georgia costs approximately $3,320 per month with 20% down at 6.66%. That is $2,267 principal and interest, $284 property tax, $191 homeowners insurance, $210 utilities and $368 set aside for maintenance.

What is the property tax rate in Buckhead?

Buckhead has an effective property tax rate of 0.772%, based on a median home value of $441,400 and median real estate taxes of $3,408. That is lower than the Bryan County average of 0.789%.

What is the average home price in Buckhead?

The median owner-occupied home value in Buckhead, Georgia is $441,400, against $317,100 across Bryan County.

Is it cheaper to rent or buy in Buckhead?

Rent data is not published for Buckhead at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Buckhead — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology