Total monthly cost of ownership
Cost to Own a Home in Buckhannon, West Virginia
A $152,000 home here costs
$1,274per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $781. The real number is $493 higher every month — 63% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Buckhannon against Upshur County and West Virginia
| Measure | Buckhannon | Upshur County |
|---|---|---|
| Median home value | $152,000 | $160,700 |
| Median property tax | $804 | $700 |
| Effective tax rate | 0.529% | 0.436% |
| Median gross rent | $800 | $799 |
| Population | 5,144 | 23,758 |
The weather behind that power bill
Buckhannon sits in Upshur County, which averages a high of 79.7°F in its hottest month and a low of 22.0°F in its coldest, with 56.41" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 605 cooling and 5,400 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Upshur County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Upshur County
No other places of this size are published in Upshur County.
Full Upshur County cost breakdown · Every county in West Virginia
Common questions
How much does it cost to own a home in Buckhannon?
A $152,000 home in Buckhannon, West Virginia costs approximately $1,274 per month with 20% down at 6.66%. That is $781 principal and interest, $67 property tax, $80 homeowners insurance, $219 utilities and $127 set aside for maintenance.
What is the property tax rate in Buckhannon?
Buckhannon has an effective property tax rate of 0.529%, based on a median home value of $152,000 and median real estate taxes of $804. That is higher than the Upshur County average of 0.436%.
What is the average home price in Buckhannon?
The median owner-occupied home value in Buckhannon, West Virginia is $152,000, against $160,700 across Upshur County.
Is it cheaper to rent or buy in Buckhannon?
Median gross rent in Buckhannon is $800 a month, against $1,274 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Buckhannon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for West Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.