Total monthly cost of ownership
Cost to Own a Home in Brush Fork, West Virginia
A $59,000 home here costs
$629per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $303. The real number is $325 higher every month — 107% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brush Fork against Mercer County and West Virginia
| Measure | Brush Fork | Mercer County |
|---|---|---|
| Median home value | $59,200 | $118,600 |
| Median property tax | $314 | $589 |
| Effective tax rate | 0.530% | 0.497% |
| Median gross rent | — | $813 |
| Population | 1,213 | 59,062 |
The weather behind that power bill
Brush Fork sits in Mercer County, which averages a high of 78.9°F in its hottest month and a low of 23.8°F in its coldest, with 41.24" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 536 cooling and 5,219 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Mercer County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Mercer County
Full Mercer County cost breakdown · Every county in West Virginia
Common questions
How much does it cost to own a home in Brush Fork?
A $59,000 home in Brush Fork, West Virginia costs approximately $629 per month with 20% down at 6.66%. That is $303 principal and interest, $26 property tax, $31 homeowners insurance, $219 utilities and $49 set aside for maintenance.
What is the property tax rate in Brush Fork?
Brush Fork has an effective property tax rate of 0.530%, based on a median home value of $59,200 and median real estate taxes of $314. That is higher than the Mercer County average of 0.497%.
What is the average home price in Brush Fork?
The median owner-occupied home value in Brush Fork, West Virginia is $59,200, against $118,600 across Mercer County.
Is it cheaper to rent or buy in Brush Fork?
Rent data is not published for Brush Fork at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brush Fork — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for West Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.