Total monthly cost of ownership
Cost to Own a Home in Brookshire, Texas
A $117,000 home here costs
$1,188per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $51,000 a year.
A standard mortgage calculator would have told you $638. The real number is $550 higher every month, 86% more than the payment most buyers budget for.
Compare Waller County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brookshire against Waller County and Texas
| Measure | Brookshire | Waller County |
|---|---|---|
| Median home value | $117,000 | $292,000 |
| Median property tax | — | $3,971 |
| Effective tax rate | 1.360% | 1.360% |
| Median gross rent | $1,300 | $1,210 |
| Population | 5,330 | 59,455 |
The weather behind that power bill
Brookshire sits in Waller County, which averages a high of 94.8°F in its hottest month and a low of 42.7°F in its coldest, with 50.82" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 3,146 cooling and 1,368 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for Waller County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Waller County
Talk to someone who works this market
These are Brookshire averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Brookshire every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Brookshire I already own here and may sell
Common questions
How much does it cost to own a home in Brookshire?
A $117,000 home in Brookshire, Texas costs approximately $1,188 per month with 20% down at 7.24%. That is $638 principal and interest, $133 property tax, $77 homeowners insurance, $242 utilities and $98 set aside for maintenance.
What is the property tax rate in Brookshire?
Place-level tax data is not published for Brookshire, so the Waller County rate of 1.360% applies here.
What is the average home price in Brookshire?
The median owner-occupied home value in Brookshire, Texas is $117,000, against $292,000 across Waller County.
Is it cheaper to rent or buy in Brookshire?
Median gross rent in Brookshire is $1,300 a month, against $1,188 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Brookshire?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Brookshire, Texas at today's rate takes a household income of roughly $51,000 a year. That covers the full $1,188 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brookshire, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Texas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.