Cost to Own
United StatesMarylandAnne Arundel CountyBrooklyn Park Population 15,799 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Brooklyn Park, Maryland

A $259,000 home here costs

$2,075

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,332. The real number is $744 higher every month — 56% more than the payment most buyers budget for.

Brooklyn Park median: $258,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $207,200 borrowed $1,332
Property tax0.924% effective rate for Brooklyn Park itself $199
Homeowners insuranceMaryland averages $1,238/yr (NAIC), or 0.3% of home value $65
Electricity21.77¢/kWh — Maryland residential average, EIA $196
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $216
Total monthly $2,075

Brooklyn Park against Anne Arundel County and Maryland

MeasureBrooklyn ParkAnne Arundel County
Median home value$258,900$450,300
Median property tax$2,392$3,836
Effective tax rate0.924%0.852%
Median gross rent$1,453$1,990
Population15,799590,936

The weather behind that power bill

Brooklyn Park sits in Anne Arundel County, which averages a high of 86.0°F in its hottest month and a low of 29.8°F in its coldest, with 43.99" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,436 cooling and 4,062 heating degree days, which is what sets the $196 electricity line above.

See the full climate breakdown for Anne Arundel County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Anne Arundel County

Full Anne Arundel County cost breakdown · Every county in Maryland

Common questions

How much does it cost to own a home in Brooklyn Park?

A $259,000 home in Brooklyn Park, Maryland costs approximately $2,075 per month with 20% down at 6.66%. That is $1,332 principal and interest, $199 property tax, $65 homeowners insurance, $264 utilities and $216 set aside for maintenance.

What is the property tax rate in Brooklyn Park?

Brooklyn Park has an effective property tax rate of 0.924%, based on a median home value of $258,900 and median real estate taxes of $2,392. That is higher than the Anne Arundel County average of 0.852%.

What is the average home price in Brooklyn Park?

The median owner-occupied home value in Brooklyn Park, Maryland is $258,900, against $450,300 across Anne Arundel County.

Is it cheaper to rent or buy in Brooklyn Park?

Median gross rent in Brooklyn Park is $1,453 a month, against $2,075 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Brooklyn Park — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Maryland.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology