Cost to Own
United States › Georgia › Bulloch County › Brooklet Population 2,295 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $684 a month in taxes, insurance, utilities and upkeep. See the full Bulloch County picture

Total monthly cost of ownership

Cost to Own a Home in Brooklet, Georgia

A $222,000 home here costs

$1,895

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $81,000 a year.

P&I 64%Tax 9%Insurance 5%Utilities 13%Upkeep 10%

A standard mortgage calculator would have told you $1,210. The real number is $684 higher every month, 57% more than the payment most buyers budget for.

Compare Bulloch County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Brooklet from a five-year rolling sample, and with about 2,295 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Bulloch County figures are drawn from a far larger sample if you want a steadier number.

Brooklet median: $222,400
Under 20% adds PMI
Freddie Mac PMMS
GA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $177,600 borrowed $1,210
Property tax0.887% effective rate for Brooklet itself $164
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $96
Electricity15.9ยข/kWh, Georgia residential average, EIA $171
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $185
Total monthly $1,895

Brooklet against Bulloch County and Georgia

MeasureBrookletBulloch County
Median home value$222,400$191,600
Median property tax$1,972$1,491
Effective tax rate0.887%0.778%
Median gross rent$1,093$968
Population2,29581,372

The weather behind that power bill

Brooklet sits in Bulloch County, which averages a high of 92.8°F in its hottest month and a low of 37.5°F in its coldest, with 46.98" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,412 cooling and 1,913 heating degree days, which is what sets the $171 electricity line above.

See the full climate breakdown for Bulloch County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Bulloch County

Full Bulloch County cost breakdown · Every county in Georgia

Talk to someone who works this market

These are Brooklet averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Brooklet every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Brooklet I already own here and may sell

Common questions

How much does it cost to own a home in Brooklet?

A $222,000 home in Brooklet, Georgia costs approximately $1,895 per month with 20% down at 7.24%. That is $1,210 principal and interest, $164 property tax, $96 homeowners insurance, $239 utilities and $185 set aside for maintenance.

What is the property tax rate in Brooklet?

Brooklet has an effective property tax rate of 0.887%, based on a median home value of $222,400 and median real estate taxes of $1,972. That is higher than the Bulloch County average of 0.778%.

What is the average home price in Brooklet?

The median owner-occupied home value in Brooklet, Georgia is $222,400, against $191,600 across Bulloch County.

Is it cheaper to rent or buy in Brooklet?

Median gross rent in Brooklet is $1,093 a month, against $1,895 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Brooklet?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Brooklet, Georgia at today's rate takes a household income of roughly $81,000 a year. That covers the full $1,895 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Brooklet, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Georgia.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology