Total monthly cost of ownership
Cost to Own a Home in Bronte, Texas
A $129,000 home here costs
$1,236per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $663. The real number is $572 higher every month — 86% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bronte against Coke County and Texas
| Measure | Bronte | Coke County |
|---|---|---|
| Median home value | $129,000 | $112,900 |
| Median property tax | $1,966 | $1,340 |
| Effective tax rate | 1.524% | 1.187% |
| Median gross rent | $889 | $687 |
| Population | 1,098 | 3,315 |
The weather behind that power bill
Bronte sits in Coke County, which averages a high of 96.1°F in its hottest month and a low of 29.8°F in its coldest, with 21.43" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,445 cooling and 2,635 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Coke County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Coke County
Common questions
How much does it cost to own a home in Bronte?
A $129,000 home in Bronte, Texas costs approximately $1,236 per month with 20% down at 6.66%. That is $663 principal and interest, $164 property tax, $85 homeowners insurance, $216 utilities and $108 set aside for maintenance.
What is the property tax rate in Bronte?
Bronte has an effective property tax rate of 1.524%, based on a median home value of $129,000 and median real estate taxes of $1,966. That is higher than the Coke County average of 1.187%.
What is the average home price in Bronte?
The median owner-occupied home value in Bronte, Texas is $129,000, against $112,900 across Coke County.
Is it cheaper to rent or buy in Bronte?
Median gross rent in Bronte is $889 a month, against $1,236 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bronte — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.