Total monthly cost of ownership
Cost to Own a Home in Brogden, North Carolina
A $96,000 home here costs
$879per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $494. The real number is $386 higher every month — 78% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brogden against Wayne County and North Carolina
| Measure | Brogden | Wayne County |
|---|---|---|
| Median home value | $96,100 | $162,700 |
| Median property tax | $810 | $1,210 |
| Effective tax rate | 0.843% | 0.744% |
| Median gross rent | $947 | $932 |
| Population | 2,712 | 117,606 |
The weather behind that power bill
Brogden sits in Wayne County, which averages a high of 91.0°F in its hottest month and a low of 34.6°F in its coldest, with 52.26" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,083 cooling and 2,657 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Wayne County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Wayne County
Full Wayne County cost breakdown · Every county in North Carolina
Common questions
How much does it cost to own a home in Brogden?
A $96,000 home in Brogden, North Carolina costs approximately $879 per month with 20% down at 6.66%. That is $494 principal and interest, $67 property tax, $35 homeowners insurance, $204 utilities and $80 set aside for maintenance.
What is the property tax rate in Brogden?
Brogden has an effective property tax rate of 0.843%, based on a median home value of $96,100 and median real estate taxes of $810. That is higher than the Wayne County average of 0.744%.
What is the average home price in Brogden?
The median owner-occupied home value in Brogden, North Carolina is $96,100, against $162,700 across Wayne County.
Is it cheaper to rent or buy in Brogden?
Median gross rent in Brogden is $947 a month, against $879 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brogden — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for North Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.