Total monthly cost of ownership
Cost to Own a Home in Brodhead, Wisconsin
A $168,000 home here costs
$1,553per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $864. The real number is $689 higher every month — 80% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brodhead against Rock County and Wisconsin
| Measure | Brodhead | Rock County |
|---|---|---|
| Median home value | $167,600 | $215,900 |
| Median property tax | $3,117 | $3,652 |
| Effective tax rate | 1.860% | 1.692% |
| Median gross rent | $691 | $1,019 |
| Population | 3,205 | 163,944 |
Brodhead extends across 2 counties. Figures here use Rock County, where most of its housing sits.
The weather behind that power bill
Brodhead sits in Rock County, which averages a high of 83.4°F in its hottest month and a low of 11.6°F in its coldest, with 37.43" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 711 cooling and 6,947 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Rock County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Rock County
Common questions
How much does it cost to own a home in Brodhead?
A $168,000 home in Brodhead, Wisconsin costs approximately $1,553 per month with 20% down at 6.66%. That is $864 principal and interest, $260 property tax, $43 homeowners insurance, $245 utilities and $140 set aside for maintenance.
What is the property tax rate in Brodhead?
Brodhead has an effective property tax rate of 1.860%, based on a median home value of $167,600 and median real estate taxes of $3,117. That is higher than the Rock County average of 1.692%.
What is the average home price in Brodhead?
The median owner-occupied home value in Brodhead, Wisconsin is $167,600, against $215,900 across Rock County.
Is it cheaper to rent or buy in Brodhead?
Median gross rent in Brodhead is $691 a month, against $1,553 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brodhead — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.