Total monthly cost of ownership
Cost to Own a Home in Brockway, Pennsylvania
A $125,000 home here costs
$1,161per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $643. The real number is $519 higher every month — 81% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brockway against Jefferson County and Pennsylvania
| Measure | Brockway | Jefferson County |
|---|---|---|
| Median home value | $125,200 | $126,700 |
| Median property tax | $1,333 | $1,411 |
| Effective tax rate | 1.065% | 1.114% |
| Median gross rent | $726 | $746 |
| Population | 2,044 | 44,099 |
The weather behind that power bill
Brockway sits in Jefferson County, which averages a high of 79.3°F in its hottest month and a low of 17.4°F in its coldest, with 42.42" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 413 cooling and 6,673 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Jefferson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jefferson County
Full Jefferson County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Brockway?
A $125,000 home in Brockway, Pennsylvania costs approximately $1,161 per month with 20% down at 6.66%. That is $643 principal and interest, $111 property tax, $42 homeowners insurance, $262 utilities and $104 set aside for maintenance.
What is the property tax rate in Brockway?
Brockway has an effective property tax rate of 1.065%, based on a median home value of $125,200 and median real estate taxes of $1,333. That is lower than the Jefferson County average of 1.114%.
What is the average home price in Brockway?
The median owner-occupied home value in Brockway, Pennsylvania is $125,200, against $126,700 across Jefferson County.
Is it cheaper to rent or buy in Brockway?
Median gross rent in Brockway is $726 a month, against $1,161 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brockway — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.