Total monthly cost of ownership
Cost to Own a Home in Britton, South Dakota
A $110,000 home here costs
$1,020per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $566. The real number is $455 higher every month — 80% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Britton against Marshall County and South Dakota
| Measure | Britton | Marshall County |
|---|---|---|
| Median home value | $110,100 | $147,200 |
| Median property tax | $1,240 | $1,336 |
| Effective tax rate | 1.126% | 0.908% |
| Median gross rent | $760 | $743 |
| Population | 1,117 | 4,355 |
The weather behind that power bill
Britton sits in Marshall County, which averages a high of 81.8°F in its hottest month and a low of 2.6°F in its coldest, with 24.99" of precipitation a year and 47% of it in a single three-month stretch. That climate drives 619 cooling and 8,417 heating degree days, which is what sets the $141 electricity line above.
See the full climate breakdown for Marshall County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Marshall County
No other places of this size are published in Marshall County.
Full Marshall County cost breakdown · Every county in South Dakota
Common questions
How much does it cost to own a home in Britton?
A $110,000 home in Britton, South Dakota costs approximately $1,020 per month with 20% down at 6.66%. That is $566 principal and interest, $103 property tax, $50 homeowners insurance, $209 utilities and $92 set aside for maintenance.
What is the property tax rate in Britton?
Britton has an effective property tax rate of 1.126%, based on a median home value of $110,100 and median real estate taxes of $1,240. That is higher than the Marshall County average of 0.908%.
What is the average home price in Britton?
The median owner-occupied home value in Britton, South Dakota is $110,100, against $147,200 across Marshall County.
Is it cheaper to rent or buy in Britton?
Median gross rent in Britton is $760 a month, against $1,020 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Britton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Dakota.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.