Total monthly cost of ownership
Cost to Own a Home in Bristol, Vermont
A $298,000 home here costs
$2,661per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,532. The real number is $1,129 higher every month — 74% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bristol against Addison County and Vermont
| Measure | Bristol | Addison County |
|---|---|---|
| Median home value | $298,200 | $333,700 |
| Median property tax | $6,055 | $5,649 |
| Effective tax rate | 2.031% | 1.693% |
| Median gross rent | $1,290 | $1,201 |
| Population | 2,005 | 37,497 |
The weather behind that power bill
Bristol sits in Addison County, which averages a high of 80.4°F in its hottest month and a low of 9.2°F in its coldest, with 38.67" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 446 cooling and 7,705 heating degree days, which is what sets the $224 electricity line above.
See the full climate breakdown for Addison County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Addison County
Full Addison County cost breakdown · Every county in Vermont
Common questions
How much does it cost to own a home in Bristol?
A $298,000 home in Bristol, Vermont costs approximately $2,661 per month with 20% down at 6.66%. That is $1,532 principal and interest, $504 property tax, $84 homeowners insurance, $292 utilities and $248 set aside for maintenance.
What is the property tax rate in Bristol?
Bristol has an effective property tax rate of 2.031%, based on a median home value of $298,200 and median real estate taxes of $6,055. That is higher than the Addison County average of 1.693%.
What is the average home price in Bristol?
The median owner-occupied home value in Bristol, Vermont is $298,200, against $333,700 across Addison County.
Is it cheaper to rent or buy in Bristol?
Median gross rent in Bristol is $1,290 a month, against $2,661 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bristol — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Vermont.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.