Total monthly cost of ownership
Cost to Own a Home in Bridgetown, Mississippi
A $321,000 home here costs
$2,548per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,650. The real number is $898 higher every month — 54% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bridgetown against DeSoto County and Mississippi
| Measure | Bridgetown | DeSoto County |
|---|---|---|
| Median home value | $320,800 | $248,700 |
| Median property tax | $1,510 | $1,595 |
| Effective tax rate | 0.471% | 0.641% |
| Median gross rent | — | $1,341 |
| Population | 2,955 | 188,598 |
The weather behind that power bill
Bridgetown sits in DeSoto County, which averages a high of 90.3°F in its hottest month and a low of 30.2°F in its coldest, with 56.53" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,922 cooling and 3,288 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for DeSoto County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in DeSoto County
Full DeSoto County cost breakdown · Every county in Mississippi
Common questions
How much does it cost to own a home in Bridgetown?
A $321,000 home in Bridgetown, Mississippi costs approximately $2,548 per month with 20% down at 6.66%. That is $1,650 principal and interest, $126 property tax, $291 homeowners insurance, $213 utilities and $268 set aside for maintenance.
What is the property tax rate in Bridgetown?
Bridgetown has an effective property tax rate of 0.471%, based on a median home value of $320,800 and median real estate taxes of $1,510. That is lower than the DeSoto County average of 0.641%.
What is the average home price in Bridgetown?
The median owner-occupied home value in Bridgetown, Mississippi is $320,800, against $248,700 across DeSoto County.
Is it cheaper to rent or buy in Bridgetown?
Rent data is not published for Bridgetown at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bridgetown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Mississippi.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.