Cost to Own
United StatesLouisianaJefferson ParishBridge City Population 7,258 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Bridge City, Louisiana

A $120,000 home here costs

$1,077

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $617. The real number is $460 higher every month — 75% more than the payment most buyers budget for.

Bridge City median: $119,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $96,000 borrowed $617
Property tax0.567% effective rate for Bridge City itself $57
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $108
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $100
Total monthly $1,077

Bridge City against Jefferson Parish and Louisiana

MeasureBridge CityJefferson Parish
Median home value$119,800$243,500
Median property tax$679$1,265
Effective tax rate0.567%0.520%
Median gross rent$1,306$1,162
Population7,258432,484

The weather behind that power bill

Bridge City sits in Jefferson Parish, which averages a high of 89.9°F in its hottest month and a low of 43.0°F in its coldest, with 63.8" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,615 cooling and 1,426 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Jefferson Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jefferson Parish

Full Jefferson Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Bridge City?

A $120,000 home in Bridge City, Louisiana costs approximately $1,077 per month with 20% down at 6.66%. That is $617 principal and interest, $57 property tax, $108 homeowners insurance, $195 utilities and $100 set aside for maintenance.

What is the property tax rate in Bridge City?

Bridge City has an effective property tax rate of 0.567%, based on a median home value of $119,800 and median real estate taxes of $679. That is higher than the Jefferson Parish average of 0.520%.

What is the average home price in Bridge City?

The median owner-occupied home value in Bridge City, Louisiana is $119,800, against $243,500 across Jefferson Parish.

Is it cheaper to rent or buy in Bridge City?

Median gross rent in Bridge City is $1,306 a month, against $1,077 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Bridge City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology