Total monthly cost of ownership
Cost to Own a Home in Brices Creek, North Carolina
A $323,000 home here costs
$2,371per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,661. The real number is $710 higher every month — 43% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brices Creek against Craven County and North Carolina
| Measure | Brices Creek | Craven County |
|---|---|---|
| Median home value | $323,400 | $206,200 |
| Median property tax | $1,447 | $1,372 |
| Effective tax rate | 0.447% | 0.665% |
| Median gross rent | — | $1,100 |
| Population | 3,592 | 101,074 |
The weather behind that power bill
Brices Creek sits in Craven County, which averages a high of 89.6°F in its hottest month and a low of 33.8°F in its coldest, with 53.01" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 1,897 cooling and 2,698 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Craven County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Craven County
Full Craven County cost breakdown · Every county in North Carolina
Common questions
How much does it cost to own a home in Brices Creek?
A $323,000 home in Brices Creek, North Carolina costs approximately $2,371 per month with 20% down at 6.66%. That is $1,661 principal and interest, $120 property tax, $117 homeowners insurance, $204 utilities and $269 set aside for maintenance.
What is the property tax rate in Brices Creek?
Brices Creek has an effective property tax rate of 0.447%, based on a median home value of $323,400 and median real estate taxes of $1,447. That is lower than the Craven County average of 0.665%.
What is the average home price in Brices Creek?
The median owner-occupied home value in Brices Creek, North Carolina is $323,400, against $206,200 across Craven County.
Is it cheaper to rent or buy in Brices Creek?
Rent data is not published for Brices Creek at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brices Creek — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for North Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.