Cost to Own
United StatesTexasTarrant CountyBriar Population 6,253 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Briar, Texas

A $310,000 home here costs

$2,554

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,594. The real number is $960 higher every month — 60% more than the payment most buyers budget for.

Briar median: $310,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $248,000 borrowed $1,594
Property tax1.088% effective rate for Briar itself $281
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $205
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $258
Total monthly $2,554

Briar against Tarrant County and Texas

MeasureBriarTarrant County
Median home value$310,300$294,100
Median property tax$3,376$5,211
Effective tax rate1.088%1.772%
Median gross rent$890$1,447
Population6,2532,135,743

Briar extends across 3 counties. Figures here use Tarrant County, where most of its housing sits.

The weather behind that power bill

Briar sits in Tarrant County, which averages a high of 97.1°F in its hottest month and a low of 37.9°F in its coldest, with 38.32" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 3,125 cooling and 1,992 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Tarrant County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tarrant County

Full Tarrant County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in Briar?

A $310,000 home in Briar, Texas costs approximately $2,554 per month with 20% down at 6.66%. That is $1,594 principal and interest, $281 property tax, $205 homeowners insurance, $216 utilities and $258 set aside for maintenance.

What is the property tax rate in Briar?

Briar has an effective property tax rate of 1.088%, based on a median home value of $310,300 and median real estate taxes of $3,376. That is lower than the Tarrant County average of 1.772%.

What is the average home price in Briar?

The median owner-occupied home value in Briar, Texas is $310,300, against $294,100 across Tarrant County.

Is it cheaper to rent or buy in Briar?

Median gross rent in Briar is $890 a month, against $2,554 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Briar — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology