Cost to Own
United StatesPennsylvaniaAllegheny CountyBrentwood Population 9,927 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Brentwood, Pennsylvania

A $144,000 home here costs

$1,483

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $740. The real number is $743 higher every month — 100% more than the payment most buyers budget for.

Brentwood median: $143,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $115,200 borrowed $740
Property tax2.610% effective rate for Brentwood itself $313
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $48
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $120
Total monthly $1,483

Brentwood against Allegheny County and Pennsylvania

MeasureBrentwoodAllegheny County
Median home value$143,700$216,700
Median property tax$3,751$3,399
Effective tax rate2.610%1.569%
Median gross rent$822$1,111
Population9,9271,240,476

The weather behind that power bill

Brentwood sits in Allegheny County, which averages a high of 83.0°F in its hottest month and a low of 22.3°F in its coldest, with 41.34" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 826 cooling and 5,407 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Allegheny County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Allegheny County

Full Allegheny County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Brentwood?

A $144,000 home in Brentwood, Pennsylvania costs approximately $1,483 per month with 20% down at 6.66%. That is $740 principal and interest, $313 property tax, $48 homeowners insurance, $262 utilities and $120 set aside for maintenance.

What is the property tax rate in Brentwood?

Brentwood has an effective property tax rate of 2.610%, based on a median home value of $143,700 and median real estate taxes of $3,751. That is higher than the Allegheny County average of 1.569%.

What is the average home price in Brentwood?

The median owner-occupied home value in Brentwood, Pennsylvania is $143,700, against $216,700 across Allegheny County.

Is it cheaper to rent or buy in Brentwood?

Median gross rent in Brentwood is $822 a month, against $1,483 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Brentwood — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology