Total monthly cost of ownership
Cost to Own a Home in Branson, Missouri
A $238,000 home here costs
$1,863per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,224. The real number is $639 higher every month — 52% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Branson against Taney County and Missouri
| Measure | Branson | Taney County |
|---|---|---|
| Median home value | $237,900 | $203,800 |
| Median property tax | $1,514 | $1,178 |
| Effective tax rate | 0.636% | 0.578% |
| Median gross rent | $999 | $925 |
| Population | 12,760 | 56,382 |
Branson extends across 2 counties. Figures here use Taney County, where most of its housing sits.
The weather behind that power bill
Branson sits in Taney County, which averages a high of 91.9°F in its hottest month and a low of 24.2°F in its coldest, with 45.68" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,544 cooling and 3,997 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for Taney County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Taney County
Common questions
How much does it cost to own a home in Branson?
A $238,000 home in Branson, Missouri costs approximately $1,863 per month with 20% down at 6.66%. That is $1,224 principal and interest, $126 property tax, $124 homeowners insurance, $191 utilities and $198 set aside for maintenance.
What is the property tax rate in Branson?
Branson has an effective property tax rate of 0.636%, based on a median home value of $237,900 and median real estate taxes of $1,514. That is higher than the Taney County average of 0.578%.
What is the average home price in Branson?
The median owner-occupied home value in Branson, Missouri is $237,900, against $203,800 across Taney County.
Is it cheaper to rent or buy in Branson?
Median gross rent in Branson is $999 a month, against $1,863 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Branson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.