Total monthly cost of ownership
Cost to Own a Home in Branson, Missouri
A $238,000 home here costs
$1,974per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $84,500 a year.
A standard mortgage calculator would have told you $1,298. The real number is $677 higher every month, 52% more than the payment most buyers budget for.
Compare Taney County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Branson against Taney County and Missouri
| Measure | Branson | Taney County |
|---|---|---|
| Median home value | $237,900 | $203,800 |
| Median property tax | $1,514 | $1,178 |
| Effective tax rate | 0.636% | 0.578% |
| Median gross rent | $999 | $925 |
| Population | 12,760 | 56,382 |
Branson extends across 2 counties. Figures here use Taney County, where most of its housing sits.
The weather behind that power bill
Branson sits in Taney County, which averages a high of 91.9°F in its hottest month and a low of 24.2°F in its coldest, with 45.68" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,544 cooling and 3,997 heating degree days, which is what sets the $160 electricity line above.
See the full climate breakdown for Taney County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Taney County
Talk to someone who works this market
These are Branson averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Branson every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Branson I already own here and may sell
Common questions
How much does it cost to own a home in Branson?
A $238,000 home in Branson, Missouri costs approximately $1,974 per month with 20% down at 7.24%. That is $1,298 principal and interest, $126 property tax, $124 homeowners insurance, $228 utilities and $198 set aside for maintenance.
What is the property tax rate in Branson?
Branson has an effective property tax rate of 0.636%, based on a median home value of $237,900 and median real estate taxes of $1,514. That is higher than the Taney County average of 0.578%.
What is the average home price in Branson?
The median owner-occupied home value in Branson, Missouri is $237,900, against $203,800 across Taney County.
Is it cheaper to rent or buy in Branson?
Median gross rent in Branson is $999 a month, against $1,974 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Branson?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Branson, Missouri at today's rate takes a household income of roughly $84,500 a year. That covers the full $1,974 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Branson, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Missouri.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.