Total monthly cost of ownership
Cost to Own a Home in Brandenburg, Kentucky
A $208,000 home here costs
$1,706per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,069. The real number is $637 higher every month — 60% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brandenburg against Meade County and Kentucky
| Measure | Brandenburg | Meade County |
|---|---|---|
| Median home value | $208,100 | $195,000 |
| Median property tax | $1,818 | $1,386 |
| Effective tax rate | 0.874% | 0.711% |
| Median gross rent | $701 | $976 |
| Population | 2,907 | 30,032 |
The weather behind that power bill
Brandenburg sits in Meade County, which averages a high of 86.4°F in its hottest month and a low of 22.7°F in its coldest, with 53.3" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,140 cooling and 4,672 heating degree days, which is what sets the $135 electricity line above.
See the full climate breakdown for Meade County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Meade County
Common questions
How much does it cost to own a home in Brandenburg?
A $208,000 home in Brandenburg, Kentucky costs approximately $1,706 per month with 20% down at 6.66%. That is $1,069 principal and interest, $151 property tax, $109 homeowners insurance, $203 utilities and $173 set aside for maintenance.
What is the property tax rate in Brandenburg?
Brandenburg has an effective property tax rate of 0.874%, based on a median home value of $208,100 and median real estate taxes of $1,818. That is higher than the Meade County average of 0.711%.
What is the average home price in Brandenburg?
The median owner-occupied home value in Brandenburg, Kentucky is $208,100, against $195,000 across Meade County.
Is it cheaper to rent or buy in Brandenburg?
Median gross rent in Brandenburg is $701 a month, against $1,706 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brandenburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kentucky.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.