Cost to Own
United StatesVirginiaLoudoun CountyBrambleton Population 23,999 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Brambleton, Virginia

A $833,000 home here costs

$5,992

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $4,282. The real number is $1,710 higher every month — 40% more than the payment most buyers budget for.

Brambleton median: $833,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $666,400 borrowed $4,282
Property tax0.842% effective rate for Brambleton itself $584
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $205
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $694
Total monthly $5,992

Brambleton against Loudoun County and Virginia

MeasureBrambletonLoudoun County
Median home value$833,000$701,000
Median property tax$7,015$6,186
Effective tax rate0.842%0.882%
Median gross rent$2,592$2,317
Population23,999427,082

The weather behind that power bill

Brambleton sits in Loudoun County, which averages a high of 86.4°F in its hottest month and a low of 24.5°F in its coldest, with 43.78" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,050 cooling and 4,943 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Loudoun County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Loudoun County

Full Loudoun County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Brambleton?

A $833,000 home in Brambleton, Virginia costs approximately $5,992 per month with 20% down at 6.66%. That is $4,282 principal and interest, $584 property tax, $205 homeowners insurance, $226 utilities and $694 set aside for maintenance.

What is the property tax rate in Brambleton?

Brambleton has an effective property tax rate of 0.842%, based on a median home value of $833,000 and median real estate taxes of $7,015. That is lower than the Loudoun County average of 0.882%.

What is the average home price in Brambleton?

The median owner-occupied home value in Brambleton, Virginia is $833,000, against $701,000 across Loudoun County.

Is it cheaper to rent or buy in Brambleton?

Median gross rent in Brambleton is $2,592 a month, against $5,992 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Brambleton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology