Total monthly cost of ownership
Cost to Own a Home in Brackettville, Texas
A $57,000 home here costs
$677per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $293. The real number is $384 higher every month — 131% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Brackettville against Kinney County and Texas
| Measure | Brackettville | Kinney County |
|---|---|---|
| Median home value | $57,100 | $88,500 |
| Median property tax | $1,002 | $1,244 |
| Effective tax rate | 1.755% | 1.406% |
| Median gross rent | $746 | $771 |
| Population | 1,471 | 3,140 |
The weather behind that power bill
Brackettville sits in Kinney County, which averages a high of 96.7°F in its hottest month and a low of 37.9°F in its coldest, with 24.31" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,985 cooling and 1,506 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Kinney County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Kinney County
Common questions
How much does it cost to own a home in Brackettville?
A $57,000 home in Brackettville, Texas costs approximately $677 per month with 20% down at 6.66%. That is $293 principal and interest, $83 property tax, $38 homeowners insurance, $216 utilities and $48 set aside for maintenance.
What is the property tax rate in Brackettville?
Brackettville has an effective property tax rate of 1.755%, based on a median home value of $57,100 and median real estate taxes of $1,002. That is higher than the Kinney County average of 1.406%.
What is the average home price in Brackettville?
The median owner-occupied home value in Brackettville, Texas is $57,100, against $88,500 across Kinney County.
Is it cheaper to rent or buy in Brackettville?
Median gross rent in Brackettville is $746 a month, against $677 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Brackettville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.