Total monthly cost of ownership
Cost to Own a Home in Bothell West, Washington
A $758,000 home here costs
$5,583per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $239,500 a year.
A standard mortgage calculator would have told you $4,133. The real number is $1,450 higher every month, 35% more than the payment most buyers budget for.
Compare Snohomish County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bothell West against Snohomish County and Washington
| Measure | Bothell West | Snohomish County |
|---|---|---|
| Median home value | $757,700 | $644,600 |
| Median property tax | $5,978 | $5,121 |
| Effective tax rate | 0.789% | 0.794% |
| Median gross rent | $2,552 | $1,866 |
| Population | 21,014 | 834,648 |
The weather behind that power bill
Bothell West sits in Snohomish County, which averages a high of 73.0°F in its hottest month and a low of 36.0°F in its coldest, with 33.37" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 97 cooling and 5,039 heating degree days, which is what sets the $140 electricity line above.
See the full climate breakdown for Snohomish County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Snohomish County
Full Snohomish County cost breakdown · Every county in Washington
Talk to someone who works this market
These are Bothell West averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Bothell West every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Bothell West I already own here and may sell
Common questions
How much does it cost to own a home in Bothell West?
A $758,000 home in Bothell West, Washington costs approximately $5,583 per month with 20% down at 7.24%. That is $4,133 principal and interest, $498 property tax, $112 homeowners insurance, $208 utilities and $632 set aside for maintenance.
What is the property tax rate in Bothell West?
Bothell West has an effective property tax rate of 0.789%, based on a median home value of $757,700 and median real estate taxes of $5,978. That is in line with the Snohomish County average of 0.794%.
What is the average home price in Bothell West?
The median owner-occupied home value in Bothell West, Washington is $757,700, against $644,600 across Snohomish County.
Is it cheaper to rent or buy in Bothell West?
Median gross rent in Bothell West is $2,552 a month, against $5,583 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Bothell West?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Bothell West, Washington at today's rate takes a household income of roughly $239,500 a year. That covers the full $5,583 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bothell West, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Washington.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.