Cost to Own
United StatesArkansasLogan CountyBooneville Population 3,814 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Booneville, Arkansas

A $92,000 home here costs

$857

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $473. The real number is $384 higher every month — 81% more than the payment most buyers budget for.

Booneville median: $91,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $73,600 borrowed $473
Property tax0.544% effective rate for Booneville itself $42
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $69
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $77
Total monthly $857

Booneville against Logan County and Arkansas

MeasureBoonevilleLogan County
Median home value$91,800$126,900
Median property tax$499$670
Effective tax rate0.544%0.528%
Median gross rent$727$721
Population3,81421,240

The weather behind that power bill

Booneville sits in Logan County, which averages a high of 92.4°F in its hottest month and a low of 28.6°F in its coldest, with 49.28" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,914 cooling and 3,446 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Logan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Logan County

Full Logan County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Booneville?

A $92,000 home in Booneville, Arkansas costs approximately $857 per month with 20% down at 6.66%. That is $473 principal and interest, $42 property tax, $69 homeowners insurance, $197 utilities and $77 set aside for maintenance.

What is the property tax rate in Booneville?

Booneville has an effective property tax rate of 0.544%, based on a median home value of $91,800 and median real estate taxes of $499. That is higher than the Logan County average of 0.528%.

What is the average home price in Booneville?

The median owner-occupied home value in Booneville, Arkansas is $91,800, against $126,900 across Logan County.

Is it cheaper to rent or buy in Booneville?

Median gross rent in Booneville is $727 a month, against $857 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Booneville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology