Cost to Own
United StatesArkansasCraighead CountyBono Population 2,575 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Bono, Arkansas

A $143,000 home here costs

$1,204

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $735. The real number is $469 higher every month — 64% more than the payment most buyers budget for.

Bono median: $143,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $114,400 borrowed $735
Property tax0.383% effective rate for Bono itself $46
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $107
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $119
Total monthly $1,204

Bono against Craighead County and Arkansas

MeasureBonoCraighead County
Median home value$143,100$198,700
Median property tax$548$1,084
Effective tax rate0.383%0.546%
Median gross rent$863$930
Population2,575112,097

The weather behind that power bill

Bono sits in Craighead County, which averages a high of 91.2°F in its hottest month and a low of 30.5°F in its coldest, with 48.51" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,994 cooling and 3,451 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Craighead County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Craighead County

Full Craighead County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Bono?

A $143,000 home in Bono, Arkansas costs approximately $1,204 per month with 20% down at 6.66%. That is $735 principal and interest, $46 property tax, $107 homeowners insurance, $197 utilities and $119 set aside for maintenance.

What is the property tax rate in Bono?

Bono has an effective property tax rate of 0.383%, based on a median home value of $143,100 and median real estate taxes of $548. That is lower than the Craighead County average of 0.546%.

What is the average home price in Bono?

The median owner-occupied home value in Bono, Arkansas is $143,100, against $198,700 across Craighead County.

Is it cheaper to rent or buy in Bono?

Median gross rent in Bono is $863 a month, against $1,204 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Bono — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology