Total monthly cost of ownership
Cost to Own a Home in Bonadelle Ranchos, California
A $461,000 home here costs
$3,448per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,370. The real number is $1,078 higher every month — 45% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bonadelle Ranchos against Madera County and California
| Measure | Bonadelle Ranchos | Madera County |
|---|---|---|
| Median home value | $460,900 | $367,700 |
| Median property tax | $3,061 | $2,575 |
| Effective tax rate | 0.664% | 0.700% |
| Median gross rent | $1,472 | $1,307 |
| Population | 5,879 | 158,790 |
The weather behind that power bill
Bonadelle Ranchos sits in Madera County, which averages a high of 97.7°F in its hottest month and a low of 37.6°F in its coldest, with 10.79" of precipitation a year and 56% of it in a single three-month stretch. That climate drives 1,749 cooling and 2,356 heating degree days, which is what sets the $299 electricity line above.
See the full climate breakdown for Madera County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Madera County
Full Madera County cost breakdown · Every county in California
Common questions
How much does it cost to own a home in Bonadelle Ranchos?
A $461,000 home in Bonadelle Ranchos, California costs approximately $3,448 per month with 20% down at 6.66%. That is $2,370 principal and interest, $255 property tax, $71 homeowners insurance, $367 utilities and $384 set aside for maintenance.
What is the property tax rate in Bonadelle Ranchos?
Bonadelle Ranchos has an effective property tax rate of 0.664%, based on a median home value of $460,900 and median real estate taxes of $3,061. That is lower than the Madera County average of 0.700%.
What is the average home price in Bonadelle Ranchos?
The median owner-occupied home value in Bonadelle Ranchos, California is $460,900, against $367,700 across Madera County.
Is it cheaper to rent or buy in Bonadelle Ranchos?
Median gross rent in Bonadelle Ranchos is $1,472 a month, against $3,448 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bonadelle Ranchos — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for California.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.