Total monthly cost of ownership
Cost to Own a Home in Bogalusa, Louisiana
A $107,000 home here costs
$966per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $550. The real number is $416 higher every month — 76% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bogalusa against Washington Parish and Louisiana
| Measure | Bogalusa | Washington Parish |
|---|---|---|
| Median home value | $107,000 | $139,400 |
| Median property tax | $421 | $488 |
| Effective tax rate | 0.393% | 0.350% |
| Median gross rent | $710 | $772 |
| Population | 10,539 | 45,238 |
The weather behind that power bill
Bogalusa sits in Washington Parish, which averages a high of 92.4°F in its hottest month and a low of 38.7°F in its coldest, with 63.88" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,622 cooling and 1,751 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Washington Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Washington Parish
Full Washington Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Bogalusa?
A $107,000 home in Bogalusa, Louisiana costs approximately $966 per month with 20% down at 6.66%. That is $550 principal and interest, $35 property tax, $97 homeowners insurance, $195 utilities and $89 set aside for maintenance.
What is the property tax rate in Bogalusa?
Bogalusa has an effective property tax rate of 0.393%, based on a median home value of $107,000 and median real estate taxes of $421. That is higher than the Washington Parish average of 0.350%.
What is the average home price in Bogalusa?
The median owner-occupied home value in Bogalusa, Louisiana is $107,000, against $139,400 across Washington Parish.
Is it cheaper to rent or buy in Bogalusa?
Median gross rent in Bogalusa is $710 a month, against $966 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bogalusa — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.