Cost to Own
United StatesArkansasMississippi CountyBlytheville Population 13,026 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Blytheville, Arkansas

A $101,000 home here costs

$924

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $519. The real number is $405 higher every month — 78% more than the payment most buyers budget for.

Blytheville median: $101,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $80,800 borrowed $519
Property tax0.576% effective rate for Blytheville itself $48
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $75
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $84
Total monthly $924

Blytheville against Mississippi County and Arkansas

MeasureBlythevilleMississippi County
Median home value$101,200$115,800
Median property tax$583$646
Effective tax rate0.576%0.558%
Median gross rent$789$797
Population13,02639,749

The weather behind that power bill

Blytheville sits in Mississippi County, which averages a high of 91.1°F in its hottest month and a low of 30.7°F in its coldest, with 52.18" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,133 cooling and 3,356 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Mississippi County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Mississippi County

Full Mississippi County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Blytheville?

A $101,000 home in Blytheville, Arkansas costs approximately $924 per month with 20% down at 6.66%. That is $519 principal and interest, $48 property tax, $75 homeowners insurance, $197 utilities and $84 set aside for maintenance.

What is the property tax rate in Blytheville?

Blytheville has an effective property tax rate of 0.576%, based on a median home value of $101,200 and median real estate taxes of $583. That is higher than the Mississippi County average of 0.558%.

What is the average home price in Blytheville?

The median owner-occupied home value in Blytheville, Arkansas is $101,200, against $115,800 across Mississippi County.

Is it cheaper to rent or buy in Blytheville?

Median gross rent in Blytheville is $789 a month, against $924 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Blytheville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology