Cost to Own
United States › Pennsylvania › Tioga County › Blossburg Population 1,763 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $551 a month in taxes, insurance, utilities and upkeep. See the full Tioga County picture

Total monthly cost of ownership

Cost to Own a Home in Blossburg, Pennsylvania

A $148,000 home here costs

$1,358

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $58,000 a year.

P&I 59%Tax 10%Insurance 4%Utilities 18%Upkeep 9%

A standard mortgage calculator would have told you $807. The real number is $551 higher every month, 68% more than the payment most buyers budget for.

Compare Tioga County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Blossburg from a five-year rolling sample, and with about 1,763 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Tioga County figures are drawn from a far larger sample if you want a steadier number.

Blossburg median: $148,000
Under 20% adds PMI
Freddie Mac PMMS
PA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $118,400 borrowed $807
Property tax1.077% effective rate for Blossburg itself $133
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $49
Electricity21.77ยข/kWh, Pennsylvania residential average, EIA $178
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $123
Total monthly $1,358

Blossburg against Tioga County and Pennsylvania

MeasureBlossburgTioga County
Median home value$148,000$176,000
Median property tax$1,594$2,093
Effective tax rate1.077%1.189%
Median gross rent$972$850
Population1,76341,078

The weather behind that power bill

Blossburg sits in Tioga County, which averages a high of 78.9°F in its hottest month and a low of 14.1°F in its coldest, with 42.27" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 306 cooling and 7,378 heating degree days, which is what sets the $178 electricity line above.

See the full climate breakdown for Tioga County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tioga County

Full Tioga County cost breakdown · Every county in Pennsylvania

Talk to someone who works this market

These are Blossburg averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Blossburg every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Blossburg I already own here and may sell

Common questions

How much does it cost to own a home in Blossburg?

A $148,000 home in Blossburg, Pennsylvania costs approximately $1,358 per month with 20% down at 7.24%. That is $807 principal and interest, $133 property tax, $49 homeowners insurance, $246 utilities and $123 set aside for maintenance.

What is the property tax rate in Blossburg?

Blossburg has an effective property tax rate of 1.077%, based on a median home value of $148,000 and median real estate taxes of $1,594. That is lower than the Tioga County average of 1.189%.

What is the average home price in Blossburg?

The median owner-occupied home value in Blossburg, Pennsylvania is $148,000, against $176,000 across Tioga County.

Is it cheaper to rent or buy in Blossburg?

Median gross rent in Blossburg is $972 a month, against $1,358 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Blossburg?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Blossburg, Pennsylvania at today's rate takes a household income of roughly $58,000 a year. That covers the full $1,358 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Blossburg, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Pennsylvania.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology