Total monthly cost of ownership
Cost to Own a Home in Bloomer, Wisconsin
A $194,000 home here costs
$1,669per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $997. The real number is $672 higher every month — 67% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bloomer against Chippewa County and Wisconsin
| Measure | Bloomer | Chippewa County |
|---|---|---|
| Median home value | $194,000 | $237,700 |
| Median property tax | $2,579 | $2,754 |
| Effective tax rate | 1.329% | 1.159% |
| Median gross rent | $779 | $963 |
| Population | 3,691 | 66,558 |
The weather behind that power bill
Bloomer sits in Chippewa County, which averages a high of 80.7°F in its hottest month and a low of 6.9°F in its coldest, with 32.56" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 431 cooling and 7,946 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Chippewa County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Chippewa County
Full Chippewa County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Bloomer?
A $194,000 home in Bloomer, Wisconsin costs approximately $1,669 per month with 20% down at 6.66%. That is $997 principal and interest, $215 property tax, $50 homeowners insurance, $245 utilities and $162 set aside for maintenance.
What is the property tax rate in Bloomer?
Bloomer has an effective property tax rate of 1.329%, based on a median home value of $194,000 and median real estate taxes of $2,579. That is higher than the Chippewa County average of 1.159%.
What is the average home price in Bloomer?
The median owner-occupied home value in Bloomer, Wisconsin is $194,000, against $237,700 across Chippewa County.
Is it cheaper to rent or buy in Bloomer?
Median gross rent in Bloomer is $779 a month, against $1,669 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bloomer — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.