Cost to Own
United StatesMichiganLenawee CountyBlissfield Population 3,236 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Blissfield, Michigan

A $165,000 home here costs

$1,518

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $848. The real number is $670 higher every month — 79% more than the payment most buyers budget for.

Blissfield median: $164,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $132,000 borrowed $848
Property tax1.488% effective rate for Blissfield itself $205
Homeowners insuranceMichigan averages $993/yr (NAIC), or 0.448% of home value $62
Electricity22.01¢/kWh — Michigan residential average, EIA $198
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $138
Total monthly $1,518

Blissfield against Lenawee County and Michigan

MeasureBlissfieldLenawee County
Median home value$164,600$181,100
Median property tax$2,450$2,412
Effective tax rate1.488%1.332%
Median gross rent$953$965
Population3,23698,823

The weather behind that power bill

Blissfield sits in Lenawee County, which averages a high of 83.5°F in its hottest month and a low of 17.3°F in its coldest, with 29.95" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 695 cooling and 6,383 heating degree days, which is what sets the $198 electricity line above.

See the full climate breakdown for Lenawee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lenawee County

Full Lenawee County cost breakdown · Every county in Michigan

Common questions

How much does it cost to own a home in Blissfield?

A $165,000 home in Blissfield, Michigan costs approximately $1,518 per month with 20% down at 6.66%. That is $848 principal and interest, $205 property tax, $62 homeowners insurance, $266 utilities and $138 set aside for maintenance.

What is the property tax rate in Blissfield?

Blissfield has an effective property tax rate of 1.488%, based on a median home value of $164,600 and median real estate taxes of $2,450. That is higher than the Lenawee County average of 1.332%.

What is the average home price in Blissfield?

The median owner-occupied home value in Blissfield, Michigan is $164,600, against $181,100 across Lenawee County.

Is it cheaper to rent or buy in Blissfield?

Median gross rent in Blissfield is $953 a month, against $1,518 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Blissfield — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Michigan.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology