Total monthly cost of ownership
Cost to Own a Home in Blanding, Utah
A $225,000 home here costs
$1,683per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,157. The real number is $526 higher every month — 45% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Blanding against San Juan County and Utah
| Measure | Blanding | San Juan County |
|---|---|---|
| Median home value | $225,000 | $189,900 |
| Median property tax | $1,444 | $1,603 |
| Effective tax rate | 0.642% | 0.844% |
| Median gross rent | $869 | $805 |
| Population | 3,303 | 14,466 |
The weather behind that power bill
Blanding sits in San Juan County, which averages a high of 88.6°F in its hottest month and a low of 19.8°F in its coldest, with 11.98" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 751 cooling and 5,925 heating degree days, which is what sets the $117 electricity line above.
See the full climate breakdown for San Juan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in San Juan County
Common questions
How much does it cost to own a home in Blanding?
A $225,000 home in Blanding, Utah costs approximately $1,683 per month with 20% down at 6.66%. That is $1,157 principal and interest, $120 property tax, $34 homeowners insurance, $185 utilities and $188 set aside for maintenance.
What is the property tax rate in Blanding?
Blanding has an effective property tax rate of 0.642%, based on a median home value of $225,000 and median real estate taxes of $1,444. That is lower than the San Juan County average of 0.844%.
What is the average home price in Blanding?
The median owner-occupied home value in Blanding, Utah is $225,000, against $189,900 across San Juan County.
Is it cheaper to rent or buy in Blanding?
Median gross rent in Blanding is $869 a month, against $1,683 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Blanding — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Utah.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.