Total monthly cost of ownership
Cost to Own a Home in Blairsville, Pennsylvania
A $109,000 home here costs
$1,107per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $560. The real number is $546 higher every month — 98% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Blairsville against Indiana County and Pennsylvania
| Measure | Blairsville | Indiana County |
|---|---|---|
| Median home value | $109,100 | $145,400 |
| Median property tax | $1,892 | $2,271 |
| Effective tax rate | 1.734% | 1.562% |
| Median gross rent | $628 | $786 |
| Population | 3,211 | 83,213 |
The weather behind that power bill
Blairsville sits in Indiana County, which averages a high of 82.5°F in its hottest month and a low of 17.6°F in its coldest, with 47.86" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 528 cooling and 6,146 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Indiana County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Indiana County
Full Indiana County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Blairsville?
A $109,000 home in Blairsville, Pennsylvania costs approximately $1,107 per month with 20% down at 6.66%. That is $560 principal and interest, $158 property tax, $36 homeowners insurance, $262 utilities and $91 set aside for maintenance.
What is the property tax rate in Blairsville?
Blairsville has an effective property tax rate of 1.734%, based on a median home value of $109,100 and median real estate taxes of $1,892. That is higher than the Indiana County average of 1.562%.
What is the average home price in Blairsville?
The median owner-occupied home value in Blairsville, Pennsylvania is $109,100, against $145,400 across Indiana County.
Is it cheaper to rent or buy in Blairsville?
Median gross rent in Blairsville is $628 a month, against $1,107 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Blairsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.