Total monthly cost of ownership
Cost to Own a Home in Blair, Wisconsin
A $133,000 home here costs
$1,245per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $53,500 a year.
A standard mortgage calculator would have told you $725. The real number is $520 higher every month, 72% more than the payment most buyers budget for.
Compare Trempealeau County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Blair from a five-year rolling sample, and with about 1,169 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Trempealeau County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Blair against Trempealeau County and Wisconsin
| Measure | Blair | Trempealeau County |
|---|---|---|
| Median home value | $132,500 | $203,300 |
| Median property tax | $2,173 | $3,269 |
| Effective tax rate | 1.640% | 1.608% |
| Median gross rent | $797 | $887 |
| Population | 1,169 | 30,786 |
The weather behind that power bill
Blair sits in Trempealeau County, which averages a high of 81.3°F in its hottest month and a low of 4.1°F in its coldest, with 35.61" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 482 cooling and 8,094 heating degree days, which is what sets the $125 electricity line above.
See the full climate breakdown for Trempealeau County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Trempealeau County
Full Trempealeau County cost breakdown · Every county in Wisconsin
Talk to someone who works this market
These are Blair averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Blair every week. Free, no obligation, and we never sell your details to a list.
Common questions
How much does it cost to own a home in Blair?
A $133,000 home in Blair, Wisconsin costs approximately $1,245 per month with 20% down at 7.24%. That is $725 principal and interest, $182 property tax, $34 homeowners insurance, $193 utilities and $111 set aside for maintenance.
What is the property tax rate in Blair?
Blair has an effective property tax rate of 1.640%, based on a median home value of $132,500 and median real estate taxes of $2,173. That is higher than the Trempealeau County average of 1.608%.
What is the average home price in Blair?
The median owner-occupied home value in Blair, Wisconsin is $132,500, against $203,300 across Trempealeau County.
Is it cheaper to rent or buy in Blair?
Median gross rent in Blair is $797 a month, against $1,245 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Blair?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Blair, Wisconsin at today's rate takes a household income of roughly $53,500 a year. That covers the full $1,245 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Blair, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Wisconsin.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.