Cost to Own
United StatesOhioFranklin CountyBlacklick Estates Population 8,867 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Blacklick Estates, Ohio

A $152,000 home here costs

$1,391

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $781. The real number is $610 higher every month — 78% more than the payment most buyers budget for.

Blacklick Estates median: $152,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $121,600 borrowed $781
Property tax1.447% effective rate for Blacklick Estates itself $183
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $56
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $127
Total monthly $1,391

Blacklick Estates against Franklin County and Ohio

MeasureBlacklick EstatesFranklin County
Median home value$152,000$265,700
Median property tax$2,199$4,110
Effective tax rate1.447%1.547%
Median gross rent$1,345$1,233
Population8,8671,321,635

The weather behind that power bill

Blacklick Estates sits in Franklin County, which averages a high of 85.4°F in its hottest month and a low of 22.0°F in its coldest, with 41.57" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,068 cooling and 5,233 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Franklin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Franklin County

Full Franklin County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Blacklick Estates?

A $152,000 home in Blacklick Estates, Ohio costs approximately $1,391 per month with 20% down at 6.66%. That is $781 principal and interest, $183 property tax, $56 homeowners insurance, $243 utilities and $127 set aside for maintenance.

What is the property tax rate in Blacklick Estates?

Blacklick Estates has an effective property tax rate of 1.447%, based on a median home value of $152,000 and median real estate taxes of $2,199. That is lower than the Franklin County average of 1.547%.

What is the average home price in Blacklick Estates?

The median owner-occupied home value in Blacklick Estates, Ohio is $152,000, against $265,700 across Franklin County.

Is it cheaper to rent or buy in Blacklick Estates?

Median gross rent in Blacklick Estates is $1,345 a month, against $1,391 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Blacklick Estates — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology