Cost to Own
United StatesSouth CarolinaLee CountyBishopville Population 2,958 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Bishopville, South Carolina

A $105,000 home here costs

$962

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $540. The real number is $422 higher every month — 78% more than the payment most buyers budget for.

Bishopville median: $105,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $84,000 borrowed $540
Property tax0.806% effective rate for Bishopville itself $71
Homeowners insuranceSouth Carolina averages $1,432/yr (NAIC), or 0.578% of home value $51
Electricity16.18¢/kWh — South Carolina residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $88
Total monthly $962

Bishopville against Lee County and South Carolina

MeasureBishopvilleLee County
Median home value$105,400$101,900
Median property tax$849$579
Effective tax rate0.806%0.568%
Median gross rent$554$806
Population2,95816,330

The weather behind that power bill

Bishopville sits in Lee County, which averages a high of 91.5°F in its hottest month and a low of 32.8°F in its coldest, with 46.65" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,921 cooling and 2,752 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Lee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lee County

No other places of this size are published in Lee County.

Full Lee County cost breakdown · Every county in South Carolina

Common questions

How much does it cost to own a home in Bishopville?

A $105,000 home in Bishopville, South Carolina costs approximately $962 per month with 20% down at 6.66%. That is $540 principal and interest, $71 property tax, $51 homeowners insurance, $213 utilities and $88 set aside for maintenance.

What is the property tax rate in Bishopville?

Bishopville has an effective property tax rate of 0.806%, based on a median home value of $105,400 and median real estate taxes of $849. That is higher than the Lee County average of 0.568%.

What is the average home price in Bishopville?

The median owner-occupied home value in Bishopville, South Carolina is $105,400, against $101,900 across Lee County.

Is it cheaper to rent or buy in Bishopville?

Median gross rent in Bishopville is $554 a month, against $962 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Bishopville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for South Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology