Cost to Own
United StatesWisconsinWaukesha CountyBig Bend Population 1,311 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Big Bend, Wisconsin

A $294,000 home here costs

$2,405

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,511. The real number is $894 higher every month — 59% more than the payment most buyers budget for.

Big Bend median: $293,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $235,200 borrowed $1,511
Property tax1.338% effective rate for Big Bend itself $328
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $76
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $245
Total monthly $2,405

Big Bend against Waukesha County and Wisconsin

MeasureBig BendWaukesha County
Median home value$293,900$373,600
Median property tax$3,933$4,525
Effective tax rate1.338%1.211%
Median gross rent$988$1,300
Population1,311409,040

The weather behind that power bill

Big Bend sits in Waukesha County, which averages a high of 81.4°F in its hottest month and a low of 11.6°F in its coldest, with 35.95" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 559 cooling and 7,247 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Waukesha County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Waukesha County

Full Waukesha County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Big Bend?

A $294,000 home in Big Bend, Wisconsin costs approximately $2,405 per month with 20% down at 6.66%. That is $1,511 principal and interest, $328 property tax, $76 homeowners insurance, $245 utilities and $245 set aside for maintenance.

What is the property tax rate in Big Bend?

Big Bend has an effective property tax rate of 1.338%, based on a median home value of $293,900 and median real estate taxes of $3,933. That is higher than the Waukesha County average of 1.211%.

What is the average home price in Big Bend?

The median owner-occupied home value in Big Bend, Wisconsin is $293,900, against $373,600 across Waukesha County.

Is it cheaper to rent or buy in Big Bend?

Median gross rent in Big Bend is $988 a month, against $2,405 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Big Bend — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology