Total monthly cost of ownership
Cost to Own a Home in Big Bass Lake, Pennsylvania
A $193,000 home here costs
$1,791per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $992. The real number is $799 higher every month — 81% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Big Bass Lake against Lackawanna County and Pennsylvania
| Measure | Big Bass Lake | Lackawanna County |
|---|---|---|
| Median home value | $193,100 | $189,900 |
| Median property tax | $3,742 | $2,910 |
| Effective tax rate | 1.938% | 1.532% |
| Median gross rent | $1,022 | $973 |
| Population | 1,388 | 215,834 |
Big Bass Lake extends across 2 counties. Figures here use Lackawanna County, where most of its housing sits.
The weather behind that power bill
Big Bass Lake sits in Lackawanna County, which averages a high of 84.6°F in its hottest month and a low of 20.3°F in its coldest, with 38.72" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 791 cooling and 5,740 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Lackawanna County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lackawanna County
Full Lackawanna County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Big Bass Lake?
A $193,000 home in Big Bass Lake, Pennsylvania costs approximately $1,791 per month with 20% down at 6.66%. That is $992 principal and interest, $312 property tax, $64 homeowners insurance, $262 utilities and $161 set aside for maintenance.
What is the property tax rate in Big Bass Lake?
Big Bass Lake has an effective property tax rate of 1.938%, based on a median home value of $193,100 and median real estate taxes of $3,742. That is higher than the Lackawanna County average of 1.532%.
What is the average home price in Big Bass Lake?
The median owner-occupied home value in Big Bass Lake, Pennsylvania is $193,100, against $189,900 across Lackawanna County.
Is it cheaper to rent or buy in Big Bass Lake?
Median gross rent in Big Bass Lake is $1,022 a month, against $1,791 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Big Bass Lake — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.