Total monthly cost of ownership
Cost to Own a Home in Bethel Acres, Oklahoma
A $178,000 home here costs
$1,502per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $915. The real number is $587 higher every month — 64% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Bethel Acres against Pottawatomie County and Oklahoma
| Measure | Bethel Acres | Pottawatomie County |
|---|---|---|
| Median home value | $177,700 | $155,700 |
| Median property tax | $937 | $1,013 |
| Effective tax rate | 0.527% | 0.651% |
| Median gross rent | $935 | $869 |
| Population | 3,113 | 73,011 |
The weather behind that power bill
Bethel Acres sits in Pottawatomie County, which averages a high of 94.0°F in its hottest month and a low of 27.4°F in its coldest, with 30.54" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,093 cooling and 3,563 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Pottawatomie County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pottawatomie County
Full Pottawatomie County cost breakdown · Every county in Oklahoma
Common questions
How much does it cost to own a home in Bethel Acres?
A $178,000 home in Bethel Acres, Oklahoma costs approximately $1,502 per month with 20% down at 6.66%. That is $915 principal and interest, $78 property tax, $173 homeowners insurance, $188 utilities and $148 set aside for maintenance.
What is the property tax rate in Bethel Acres?
Bethel Acres has an effective property tax rate of 0.527%, based on a median home value of $177,700 and median real estate taxes of $937. That is lower than the Pottawatomie County average of 0.651%.
What is the average home price in Bethel Acres?
The median owner-occupied home value in Bethel Acres, Oklahoma is $177,700, against $155,700 across Pottawatomie County.
Is it cheaper to rent or buy in Bethel Acres?
Median gross rent in Bethel Acres is $935 a month, against $1,502 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Bethel Acres — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.