Total monthly cost of ownership
Cost to Own a Home in Benavides, Texas
A $85,000 home here costs
$821per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $437. The real number is $384 higher every month — 88% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Benavides against Duval County and Texas
| Measure | Benavides | Duval County |
|---|---|---|
| Median home value | $84,800 | $86,400 |
| Median property tax | $490 | $931 |
| Effective tax rate | 0.578% | 1.078% |
| Median gross rent | $917 | $737 |
| Population | 1,399 | 9,824 |
The weather behind that power bill
Benavides sits in Duval County, which averages a high of 97.2°F in its hottest month and a low of 46.6°F in its coldest, with 27.01" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 3,890 cooling and 837 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Duval County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Duval County
Common questions
How much does it cost to own a home in Benavides?
A $85,000 home in Benavides, Texas costs approximately $821 per month with 20% down at 6.66%. That is $437 principal and interest, $41 property tax, $56 homeowners insurance, $216 utilities and $71 set aside for maintenance.
What is the property tax rate in Benavides?
Benavides has an effective property tax rate of 0.578%, based on a median home value of $84,800 and median real estate taxes of $490. That is lower than the Duval County average of 1.078%.
What is the average home price in Benavides?
The median owner-occupied home value in Benavides, Texas is $84,800, against $86,400 across Duval County.
Is it cheaper to rent or buy in Benavides?
Median gross rent in Benavides is $917 a month, against $821 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Benavides — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.