Total monthly cost of ownership
Cost to Own a Home in Ben Avon, South Carolina
A $199,000 home here costs
$1,680per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $72,000 a year.
A standard mortgage calculator would have told you $1,085. The real number is $595 higher every month, 55% more than the payment most buyers budget for.
Compare Spartanburg County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Ben Avon from a five-year rolling sample, and with about 2,334 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Spartanburg County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ben Avon against Spartanburg County and South Carolina
| Measure | Ben Avon | Spartanburg County |
|---|---|---|
| Median home value | $198,900 | $216,000 |
| Median property tax | $1,193 | $1,217 |
| Effective tax rate | 0.600% | 0.563% |
| Median gross rent | $1,045 | $1,019 |
| Population | 2,334 | 338,096 |
The weather behind that power bill
Ben Avon sits in Spartanburg County, which averages a high of 90.1°F in its hottest month and a low of 31.5°F in its coldest, with 50.24" of precipitation a year and 26% of it in a single three-month stretch. That climate drives 1,664 cooling and 3,015 heating degree days, which is what sets the $165 electricity line above.
See the full climate breakdown for Spartanburg County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Spartanburg County
Full Spartanburg County cost breakdown · Every county in South Carolina
Talk to someone who works this market
These are Ben Avon averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Ben Avon every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Ben Avon I already own here and may sell
Common questions
How much does it cost to own a home in Ben Avon?
A $199,000 home in Ben Avon, South Carolina costs approximately $1,680 per month with 20% down at 7.24%. That is $1,085 principal and interest, $100 property tax, $96 homeowners insurance, $233 utilities and $166 set aside for maintenance.
What is the property tax rate in Ben Avon?
Ben Avon has an effective property tax rate of 0.600%, based on a median home value of $198,900 and median real estate taxes of $1,193. That is higher than the Spartanburg County average of 0.563%.
What is the average home price in Ben Avon?
The median owner-occupied home value in Ben Avon, South Carolina is $198,900, against $216,000 across Spartanburg County.
Is it cheaper to rent or buy in Ben Avon?
Median gross rent in Ben Avon is $1,045 a month, against $1,680 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Ben Avon?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Ben Avon, South Carolina at today's rate takes a household income of roughly $72,000 a year. That covers the full $1,680 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ben Avon, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for South Carolina.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.