Total monthly cost of ownership
Cost to Own a Home in Belleville, Kansas
A $78,000 home here costs
$823per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $401. The real number is $422 higher every month — 105% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Belleville against Republic County and Kansas
| Measure | Belleville | Republic County |
|---|---|---|
| Median home value | $78,200 | $76,000 |
| Median property tax | $1,296 | $1,290 |
| Effective tax rate | 1.657% | 1.697% |
| Median gross rent | $619 | $638 |
| Population | 2,036 | 4,662 |
The weather behind that power bill
Belleville sits in Republic County, which averages a high of 90.0°F in its hottest month and a low of 15.5°F in its coldest, with 30.6" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 1,287 cooling and 5,723 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Republic County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Republic County
No other places of this size are published in Republic County.
Full Republic County cost breakdown · Every county in Kansas
Common questions
How much does it cost to own a home in Belleville?
A $78,000 home in Belleville, Kansas costs approximately $823 per month with 20% down at 6.66%. That is $401 principal and interest, $108 property tax, $46 homeowners insurance, $204 utilities and $65 set aside for maintenance.
What is the property tax rate in Belleville?
Belleville has an effective property tax rate of 1.657%, based on a median home value of $78,200 and median real estate taxes of $1,296. That is lower than the Republic County average of 1.697%.
What is the average home price in Belleville?
The median owner-occupied home value in Belleville, Kansas is $78,200, against $76,000 across Republic County.
Is it cheaper to rent or buy in Belleville?
Median gross rent in Belleville is $619 a month, against $823 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Belleville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.